We all know how stressful moving can be — there's a massive list of tasks. So it's no surprise that making new insurance arrangements might not jump out as your first priority.
Have you talked to your agent?
If you want to find a State Farm agent in your new neighborhood, you can use the Find an Agent app to search by ZIP Code. You'll see a map of offices and a list of agent profiles, including contact info.
Can you transfer homeowners insurance?
Are your possessions covered while you're moving?
Depending on how you've chosen to move — hired movers, rental truck, a portable container, or DIY in the back of your old Honda — your property may or may not be covered between the time it leaves your home and arrives at its final destination. Some homeowner policies will cover your property everywhere, regardless of whether it's in your home or in a moving truck. Other policies won't cover anything once it's out your door. This is something many people don't think about, so definitely check your policy or call your agent.
If your own insurance policy won't cover your property, you can get coverage through your moving company. By federal law, moving companies have to offer supplemental insurance for your property that will cover a set percentage of replacement costs, but you'll need to increase that amount to get full coverage.
What about moving car insurance?
Do not cancel your current auto insurance before moving and getting a new policy. Driving across state lines without auto insurance is not only illegal, but could be monetarily devastating if you're involved in an accident
Do not get new auto insurance until you've moved. The laws and policies in your new state might not match your current ones, and costs can change by state, specific location and commuting distance.
